Getting a mortgage is a pretty straightforward process, but did you know there are ways to improve the odds of getting one?
Ask yourself: “How much mortgage can I afford?” Just because you’re approved for a certain amount, doesn’t mean you should use all of the money available to you. The last thing you want is to be house poor. You should create a budget with expected carrying costs as well as any other expenses that may come up including vacations, retirement savings and having kids.
With all that in mind, you can feel comfortable with your numbers. To ensure you get the mortgage that you need, you should do the following:
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